Managing expenses for a sports team can be challenging, from travel costs to dining and equipment purchases. Choosing the right credit card can help maximize rewards, earn cashback, and even support sports organizations. Whether your team frequently dines out, books flights, or seeks cashback, we’ve rounded up the best credit cards for sports teams to help you make the most of every dollar spent.
For teams that travel regularly, understanding
the basics of sports team travel can be a game-changer when it comes to budgeting and earning rewards efficiently.
American Express Cobalt® Card: Perfect for Frequent Travelers & Dining Rewards
Why It’s Ideal for Sports Teams
The
American Express Cobalt® Card is a top choice for sports teams that frequently travel and dine out. Its impressive rewards structure ensures that every meal and flight earns valuable points.
- High Earning Potential: Earn 5x points on food and drinks (perfect for team meals), 2x points on travel expenses like hotels, flights, and car rentals, and 1x points on all other purchases.
- Flexible Travel Redemption: Points can be redeemed for flights, hotels, rental cars, and other travel expenses through Amex Travel or transferred to partner airlines like Aeroplan.
- Exclusive Travel Perks: Teams benefit from travel insurance, car rental theft and damage coverage, and other Amex-exclusive travel offers.
Best For
- Teams that frequently dine out and want to maximize their food and beverage spending.
- Clubs that travel often and need a flexible travel rewards program.
- Organizations looking for premium travel protection and exclusive Amex perks.
BMO Affinity Credit Cards: Supporting Sports Organizations While Earning Rewards
Why It’s a Great Choice for Sports Teams
The
BMO Affinity Credit Cards are ideal for teams and clubs that want to financially support their sport while earning valuable travel perks.
- Give Back to Sports Organizations: A portion of your spending goes back to the selected sports and recreation group, including Hockey Canada, local sports teams, and other organizations.
- Low or No Annual Fee Options: Some BMO Affinity cards offer low or no annual fees, making them perfect for budget-conscious teams.
- Earn Air Miles or Cashback: Teams can earn Air Miles to reduce travel costs or opt for cashback rewards on team-related expenses.
Best For
- Sports teams looking to support their organization while earning rewards.
- Clubs that want to minimize fees with no annual fee options.
- Teams that prefer Air Miles or cashback rewards over traditional points-based systems.
Capital One Venture Rewards Credit Card: Simple & Flexible Travel Rewards
Why It’s a Smart Pick for Sports Teams
- Flat Rewards Structure: Earn 2x miles per dollar on ALL purchases—no category restrictions!
- Flexible Travel Redemption: Use miles to cover any travel expense, including flights, hotels, buses, and even Uber rides.
- No Foreign Transaction Fees: A valuable benefit for teams travelling internationally.
- Built-in Travel Protections: Includes rental car insurance, trip accident insurance, and travel assistance services.
Best For
- Teams that travel frequently and want a simple rewards system.
- Clubs that need travel flexibility and no category restrictions.
- Organizations that travel internationally and want to avoid foreign transaction fees.
Which Credit Card Is Best for Your Sports Team?
Choosing the right credit card depends on your team’s spending habits and travel needs. Here’s a quick breakdown to help you decide:
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Card
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Best For
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Amex Cobalt®
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Teams that eat out frequently and book a lot of travel.
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BMO Affinity
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Teams that want to give back to their sport while earning rewards.
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Capital One Venture
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Teams looking for a simple and flexible travel rewards system with no foreign transaction fees.
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Sports teams can greatly benefit from the right credit card, whether through travel rewards, dining perks, or cashback incentives. Assess your team’s spending habits and choose a card that aligns with your financial goals. With the right credit card, your team can save money, earn rewards, and travel smarter!
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